The Social Security Administration (SSA) has confirmed the 2025 payment schedule, including a 2.5% cost-of-living adjustment (COLA). This increase applies to millions of beneficiaries, including retirees, survivors, and individuals receiving Supplemental Security Income (SSI) and Social Security Disability Insurance (SSDI). Knowing the exact dates of your payments can help you plan your finances better. Here’s a detailed breakdown of when you can expect your Social Security benefits in 2025.
Social Security COLA Increase for 2025
Each year, the government adjusts Social Security payments based on inflation. For 2025, benefits will increase by 2.5%. This means:
- Retirees will see a slightly higher monthly check.
- Disability benefits (SSDI) and SSI payments will also increase.
- Survivor benefits (for spouses, children, or parents of deceased beneficiaries) will be adjusted accordingly.
Confirmed 2025 Social Security Payment Schedule
February 2025
- Wednesday, February 26 – Recipients born between the 21st and 31st
- Friday, February 28 – SSI Recipients (March payment)
March 2025
- Monday, March 3 – Recipients who started receiving payments before May 1997
- Wednesday, March 12 – Recipients born between the 1st and 10th
- Wednesday, March 19 – Recipients born between the 11th and 20th
- Wednesday, March 26 – Recipients born between the 21st and 31st
April 2025
- Tuesday, April 1 – SSI Recipients
- Thursday, April 3 – Recipients who started receiving payments before May 1997
- Wednesday, April 9 – Recipients born between the 1st and 10th
- Wednesday, April 16 – Recipients born between the 11th and 20th
- Wednesday, April 23 – Recipients born between the 21st and 31st
May 2025
- Thursday, May 1 – SSI Recipients
- Friday, May 2 – Recipients who started receiving payments before May 1997
- Wednesday, May 14 – Recipients born between May 1 and May 10
- Wednesday, May 21 – Recipients born between May 11 and May 20
- Wednesday, May 28 – Recipients born between May 21 and May 31
- Friday, May 30 – SSI Recipients (June payment)
June 2025
- Tuesday, June 3 – Recipients who started receiving payments before May 1997
- Wednesday, June 11 – Recipients born between the 1st and 10th
- Tuesday, June 18 – Recipients born between the 11th and 20th (early due to Juneteenth on June 19)
- Wednesday, June 25 – Recipients born between the 21st and 31st
July 2025
- Tuesday, July 1 – SSI Recipients
- Thursday, July 3 – Recipients who started receiving payments before May 1997
- Wednesday, July 9 – Recipients born between July 1 and July 10
- Wednesday, July 16 – Recipients born between July 11 and July 20
- Wednesday, July 23 – Recipients born between July 21 and July 31
August 2025
- Friday, August 1 – SSI Recipients & Recipients who started receiving payments before May 1997
- Wednesday, August 13 – Recipients born between the 1st and 10th
- Wednesday, August 20 – Recipients born between the 11th and 20th
- Wednesday, August 27 – Recipients born between the 21st and 31st
- Friday, August 29 – SSI Recipients (September payment)
September 2025
- Wednesday, September 3 – Recipients who started receiving payments before May 1997
- Wednesday, September 10 – Recipients born between the 1st and 10th
- Wednesday, September 17 – Recipients born between the 11th and 20th
- Wednesday, September 24 – Recipients born between the 21st and 31st
October 2025
- Wednesday, October 1 – SSI Recipients
- Friday, October 3 – Recipients who started receiving payments before May 1997
- Wednesday, October 8 – Recipients born between the 1st and 10th
- Wednesday, October 15 – Recipients born between the 11th and 20th
- Wednesday, October 22 – Recipients born between the 21st and 31st
- Friday, October 31 – SSI Recipients (November payment)
November 2025
- Monday, November 3 – Recipients who started receiving payments before May 1997
- Wednesday, November 12 – Recipients born between the 1st and 10th
- Wednesday, November 19 – Recipients born between the 11th and the 20th
- Wednesday, November 26 – Recipients born between the 21st and 31st
December 2025
- Monday, December 1 – SSI Recipients
- Wednesday, December 3 – Recipients who started receiving payments before May 1997
- Wednesday, December 10 – Recipients born between the 1st and 10th
- Wednesday, December 17 – Recipients born between the 11th and 20th
- Wednesday, December 24 – Recipients born between the 21st and 31st
- Wednesday, December 31 – SSI Recipients (January 2026 payment)
Key Takeaways:
- SSI Payments are sent on the 1st of each month, except when it falls on a weekend or holiday, in which case the payment is sent the previous business day.
- Recipients who started before May 1997 get payments on the 3rd of each month (or the nearest business day).
- Other Social Security payments follow a Wednesday schedule based on birth dates:
- 1st–10th → Second Wednesday
- 11th–20th → Third Wednesday
- 21st–31st → Fourth Wednesday
Conclusion
The Social Security Administration has officially confirmed the 2025 payment schedule, ensuring that beneficiaries receive their payments on time. Whether you are a retiree, survivor, or receiving disability benefits, knowing when to expect your Social Security check can help you budget effectively. With a 2.5% COLA increase, payments will be slightly higher in 2025. Keep track of your payment dates and stay informed about any updates from the SSA.
