Starting April 14, the Social Security Administration (SSA) will make big changes to how it checks people’s identities. If you’re applying for benefits over the phone, you might have to prove who you are in person if your claim gets flagged for possible fraud. These new rules are designed to stop scammers and keep benefits safe for everyone. Let’s break it all down so it’s easy to understand.
What’s Changing on April 14?
The SSA is updating its identity verification process. From April 14, if you file a Social Security claim over the phone, SSA will run an anti-fraud check on your application.
If your claim shows signs of fraud risk, it will be flagged. Then, you’ll be asked to visit a Social Security field office in person with ID to complete your claim. If your claim is not flagged, you can still finish the process without going anywhere.
Why Is SSA Making These Changes?
This change is all about fighting fraud. The SSA says that scammers have been stealing people’s information and using it to get money that doesn’t belong to them. In fact, between 2013 and 2018, scammers stole $33.5 million by faking bank info on 20,878 accounts.
To stop fake claims, SSA will stop allowing phone-based ID checks for most people. Instead, people will need to use the online system or go to a field office.
Who Is Affected?
Almost 70 million people get Social Security benefits every month. Around 4.5 million of those apply over the phone each year. SSA says about 70,000 claims per year might be flagged for extra checks.
If you can’t verify your identity online, you’ll need to go to a Social Security field office. However, if you’re applying for:
- Social Security Disability Insurance (SSDI)
- Medicare
- Supplemental Security Income (SSI)
You won’t need to go in person unless something seems off.
Political Impact on SSA
These updates come as the SSA faces changes under the Trump administration. A new group called the Department of Government Efficiency (DOGE) is now helping with reforms.
Elon Musk has even criticized Social Security, calling it a “Ponzi scheme.” Others argue it’s needed to support seniors who rely on it to survive. Some say that if drastic changes are made too fast, benefit payments could be delayed or stopped altogether.
What Should You Do?
If you’re planning to apply for Social Security:
- Try to verify your identity online if you can.
- Be ready to visit an office if your claim gets flagged.
- Keep your personal information safe to avoid being a fraud target.
Conclusion
Social Security is cracking down on fraud by changing how it checks who you are. Starting April 14, many people filing claims over the phone will be required to visit an office if their application is seen as risky. These updates are meant to protect benefits and make sure only the right people get paid. It’s a big change, but it’s all about safety and fairness. Stay informed, follow the new steps, and protect your identity.
