This April, millions of Americans are receiving their Social Security payments. Whether you’re retired, have a disability, or are a survivor, your payment could be as much as $5,108 this month. In this article, we’ll explain who can receive the highest amount, when the money is being sent, and what recent changes could affect your benefits.
When Are April 2025 Social Security Payments Being Sent?
Payments will be sent out on Wednesday, April 9 to people who usually get paid between the 1st and 10th of the month. These include retirement, disability, and survivor benefit recipients.
Who Can Get the Maximum Payment of $5,108?
The amount you receive from Social Security depends mostly on the age you start collecting benefits. Here’s how it works:
- If you retire at 62 (the earliest possible): max payment is $2,831/month
- If you retire at full retirement age: max is $4,018/month
- If you retire at 70 (delayed): max is $5,108/month
The longer you wait to collect benefits, the more money you can get — up to age 70
What About SSI (Supplemental Security Income)?
SSI is a separate benefit from Social Security. It’s meant for people with very low income, including those with disabilities.
- In 2025, a single person can get up to $967/month
- A couple can get up to $1,450/month
These numbers can change depending on income, living situation, and the type of disability.
What Changed in April 2025?
This is the first month that increased payments are going out to people affected by the Windfall Elimination Provision (WEP) and the Government Pension Offset (GPO). These two rules often reduced Social Security benefits for public workers.
Thanks to the Social Security Fairness Act, passed in January 2025, these rules were removed. Now, many people will see their checks go up.
Will There Be Back Payments?
Yes. The Social Security Administration (SSA) already started sending retroactive payments back to January 2024. These apply to people who were hurt by WEP and GPO before the law changed.
The exact amount each person gets may still vary. The SSA said it depends on:
- The type of benefit (retirement, disability, etc.)
- How much pension the person has
- How long they worked in jobs not covered by Social Security
Final Thoughts
If you get Social Security, make sure to check your payment this week. Some people may see higher amounts, especially if they were affected by older laws that were just repealed. Payments up to $5,108 are possible for those who waited until age 70 to retire. Others will see smaller, but still helpful, amounts. It’s a good time to stay informed and make sure your benefits are correct.
